WHOLE-OF-MARKET-BROKER

Access to 100+ UK mortgage lenders

From high street banks to specialist lenders, we search the market to find the right mortgage for your situation.

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FCA Regulated
CeMap Qualified
5-Star Rated
Magnifying glass beside a model house representing searching UK mortgage lenders
WHY IT MATTERS

Why whole-of-market matters.

We are a whole-of-market mortgage broker, meaning we can access a wide range of lenders, including those not available directly to the public. This gives you a better chance of finding a mortgage that fits your circumstances.

High street lenders

NatWest, Halifax, Santander, and more of the names you already know.

Specialist lenders

Kensington, Pepper Money and others built for non-standard cases.

Buy-to-let lenders

For landlords and property investors, from first rental to portfolio.

Later life & equity release

For homeowners aged 55+ looking to access equity in their home.

Private banks

For complex or high-value cases that need bespoke underwriting.

Broker-only deals

Products offered exclusively through brokers that you won’t find going direct.
AT A GlANCE

Our reach for your application

Lenders on panel

100+
A broad, whole-of-market search - not a limited panel.

Mortgage products

1000s
Fixed, tracker, offset, interest-only, buy-to-let and more.

Initial consultation

Free
No fee for an initial enquiry, and no obligation to proceed.
OUR LENDER PANEL

A selection of the lenders we work with.

As a whole-of-market mortgage broker, we have access to over 100 UK lenders, including many of which are only available through a broker. Below is a selection of our lender panel.

High Street & Major Banks

The UK's largest mortgage lenders, offering a wide range of residential mortgage products.

‍Building Societies

A wide range of UK building societies, from large national lenders to smaller regional providers.

Challenger & Digital Banks

Newer banks offer competitive rates and modern approaches to mortgage lending.

Specialist Lenders

Lenders specialising in complex cases, including self-employed applicants, adverse credit, non-standard income and unusual property types.

Buy-to-Let Lenders

Lenders focused on residential investment and landlord mortgages.

‍Later Life & Equity Release

Lenders offering products for homeowners aged 55 and over.

Private Banks

Bespoke lending for complex financial structures and larger loan sizes.

International & Offshore

Lenders for expats, foreign nationals and clients with overseas income or international banking relationships

A note on our panel: This is a selection of lenders we work with. Our panel may change from time to time, and we will always recommend the lender most suitable for your individual circumstances. The right lender for you will depend on your individual situation, and we will explain our recommendation before you proceed.

Common Questions

Everything you need to know about how we work with lenders.

Everything you need to know about the product and billing.
Do you have access to all UK lenders?
We have access to a comprehensive panel of over 100 UK lenders, covering the vast majority of the mortgage market. While no single broker has access to every lender (some only lend direct to consumers), our whole-of-market status means we can search widely to find the right option for your circumstances.
Can you access exclusive mortgage deals?
Yes. Some lenders offer products exclusively through mortgage brokers that are not available to customers who apply directly. This means using a broker can give you access to rates and deals you simply wouldn’t find on your own.
What if I’ve been declined elsewhere?
Being declined by one lender doesn’t mean you can’t get a mortgage. Every lender has different criteria, and we specialise in finding alternatives. Our access to specialist lenders means we can often help where others can’t, whether the issue is credit history, income type or property type.
Do I need a specialist lender?
Not necessarily. Many applicants with straightforward circumstances will be well served by a high street lender. However, if you are self-employed, have complex income, previous credit issues, or are looking at an unusual property, a specialist lender may offer more suitable terms. We will advise you on the best route.
Is your mortgage advice free?
Your initial consultation is completely free and without obligation. We will discuss your situation, explain your options, and outline any fees before you commit to anything. There is never any pressure to proceed.
Find tailored guidance for your specific situation.
Whatever stage you’re at, there’s a path tailored to your circumstances.
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Independent whole of market mortgage brokers serving Edinburgh, Bristol, London and the whole UK.

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Email:

gabby@ggmortgages.co.uk

Phone:

0330 127 3773

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Opening Hours:

Mon - Fri, 9:00am - 6:00pm
Saturday, by appointment
Sunday, Closed

© 2026 GG Mortgages. All rights reserved. GG Mortgages is a Trading Style of Cutting Edge Mortgages LTD, authorised and regulated by the Financial Conduct Authority (FCA), FCA Number 922009. Registered in England and Wales: 1226591. Head Office: 5 Morris Hall Cottages, Berwick-Upon-Tweed, TD15 2JY. Mortgages are secured on your home. You could lose your home if you do not keep up payments on your
mortgage. Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.