What types of mortgage services do you offer?

We offer expert advice across a wide range of mortgage types, including first-time buyer mortgages, remortgages, buy-to-let, self-employed, moving home, holiday lets, expat, foreign national, bridging loans and adverse credit.

How do I start an enquiry or mortgage application?

You can start by booking a free discovery call via the link at the top of the page or by filling out our contact form. We'll guide you through your options with no pressure or obligation.

What documents do I need to start a mortgage application?

Typically, you'll need proof of ID, proof of income (such as payslips or tax returns), bank statements and details about your deposit or property. We'll send you a clear checklist after our initial chat.

Can you access the best rates on the market?

Yes, as independent brokers, we search the whole of the market, including exclusive broker-only deals, to find the most competitive rate for your circumstances.

How long does it take to secure a mortgage?

After your documents are submitted and a suitable lender is selected, a Decision in Principle can be issued within 24–48 hours. A full mortgage offer typically takes 2–3 weeks, depending on the lender and valuation process.

Our initial advice is completely free. If you choose to proceed with a mortgage through us, we charge a broker fee based on the complexity of your case. This fee is only payable upon submission of your mortgage application and will be clearly explained upfront, with no hidden costs.

Mortgage Services | Whole-of-Market Advice from GG Mortgages

Our Services

Mortgage advice, whatever your situation

Whole-of-market means we're not tied to any lender. Pick the path that sounds most like you.

First-Time Buyer

Get on the property ladder with expert support and access to low-deposit mortgage options.

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Remortgage

Switch to a better deal, raise money or fix your rate - we’ll find the best remortgage for you.

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Self-Employed

Flexible lending for business owners, freelancers and contractors

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Moving Home

Make your next move seamless with a mortgage that fits your new plans

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Equity Release

Release tax-free cash from your home with expert equity release advice

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Buy-to-Let

Expert advice for landlords - whether you’re investing personally or through a limited company.

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Commercial Mortgages

Find the right commercial mortgage with expert broker support. Tailored solutions for businesses, investors and landlords

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Adverse Credit

Get expert mortgage advice tailored for applicants with CCJs, defaults or missed payments

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Interest Only Mortgage

Flexible mortgage options for suitable borrowers with a clear repayment plan

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Ready to see what you qualify for?

Book a free 15-minute chat or call us. No pressure, no obligation — just honest advice from a whole-of-market broker.

Book a free appointment

0330 127 3773

HOw We Work

Getting a mortgage doesn't need to be hard

Our simple, proven process takes the stress out of mortgage applications. We handle everything from start to finish.

Book a Call

01

Free Initial Consultation

We start with a no-obligation chat to understand your circumstances, goals and budget. This can be by phone or video call.

02

Whole-of-Market Search

We search the entire UK mortgage market, including high-street banks, building societies and specialist lenders to find the most suitable products.

03

Tailored Recommendations

We present you with a shortlist of options, explaining the pros and cons of each, so you can make an informed decision.

04

Application & Case Management

Once you choose your mortgage, we handle the entire application process: submitting paperwork, liaising with lenders, and keeping you updated.

05

Completion & Beyond

We support you through to completion and remain available for future remortgaging, moving home, or portfolio expansion.

Why choose us

Why Choose an Independent Broker?

Going directly to a lender limits you to their products only. As an independent, whole-of-market broker, we compare hundreds of lenders to find the best deal for you

Better Rates

We often secure lower interest rates than you'd find going direct to a bank.

Better Products

Access to exclusive deals and specialist lenders not available to the public.

Better Service

One point of contact versus juggling multiple bank applications.

Better Outcomes

Higher acceptance rates, especially for complex or non-standard cases.

Testimonials

Real people, real results

I highly recommend GG Mortgages, having just worked with them to complete our remortgage. Fast, friendly and got us a better deal with our existing lender (even better than what they offered on their website).

Erik and Kiren, London

GG Mortgages were patient, caring, understanding of complex situations and worked overtime to find tailored solutions.

Miguel, Edinburgh

Brilliant experience with GG Mortgages. Gabby was friendly, knowledgeable and really took the time to understand what I was looking for. She explained everything clearly and kept me updated throughout, which made the whole process feel much less stressful. It’s clear she genuinely cares about her clients and goes the extra mile. Highly recommend.!

Sarah, London

The right mortgage, without the runaround.

Mortgage advice, whatever your situation

First-Time Buyer

Remortgage

Self-Employed

Moving Home

Equity Release

Buy-to-Let

Commercial Mortgages

Adverse Credit

Interest Only Mortgage

Ready to see what you qualify for?

Getting a mortgage doesn't need to be hard

01

Free Initial Consultation

02

Whole-of-Market Search

03

Tailored Recommendations

04

Application & Case Management

05

Completion & Beyond

Why Choose an Independent Broker?

Better Rates

Better Products

Better Service

Better Outcomes

Real people, real results

I highly recommend GG Mortgages, having just worked with them to complete our remortgage. Fast, friendly and got us a better deal with our existing lender (even better than what they offered on their website).

GG Mortgages were patient, caring, understanding of complex situations and worked overtime to find tailored solutions.

The right mortgage,
without the runaround.