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SELF-EMPLOYED MORTGAGES
Sole trader, contractor or limited-company director, getting a mortgage should not mean unnecessary complexity..
Being self-employed does not make getting a mortgage any harder; it just means finding the right lender. Some assess net profit, some use salary plus dividends, and some work from day rates for contractors. The key is matching your income structure to the right lender.
We work with both mainstream and specialist lenders, including those that may consider one year of accounts, retained profits in a limited company, or a recent increase in earnings.
We’ll explain which documents lenders are likely to request, how your income may be assessed, and what is realistically achievable given your circumstances.
Experience the support and guidance that sets GG Mortgages apart. We offer clear, independent advice to help you secure the right mortgage - with confidence.
Tailored mortgage solutions based on your unique needs and goals.
We handle the paperwork, chase progress, and keep things moving so you can get on with everything else.
Over 10 years of experience helping people get the most from their finances.
Speak directly with a real adviser - no call centres or bots.
Access to the whole market, including exclusive broker-only deals.
No jargon. No surprises. Just honest advice with clear answers.
We start with a no-obligation chat to understand your circumstances, goals and budget. This can be by phone or video call.
We search the entire UK mortgage market, including high-street banks, building societies and specialist lenders to find the most suitable products.
We present you with a shortlist of options, explaining the pros and cons of each, so you can make an informed decision.
Once you choose your mortgage, we handle the entire application process: submitting paperwork, liaising with lenders, and keeping you updated.
We support you through to completion and remain available for future remortgaging, moving home, or portfolio expansion.
FAQ
Empowering you to take charge of your financial future with intuitive tools and personalised insights.
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Independent whole of market mortgage brokers serving Edinburgh, Bristol, London and the whole UK.