V3.svg)
WHOLE OF MARKET MORTGAGE BROKER
Idependent, whole-of-market mortgage advice from an FCA-regulated adviser. We search 100+ lenders to find the right mortgage for you, whether you're buying your first home, remortgaging or building a portfolio.
.svg)
Use the form or call us directly. We'll arrange a time that suits you, evenings and weekends available, and explain what to expect before we start.
We review your circumstances, search across a broad range of lenders, and walk you through the options that suit your goals and budget.
From application through to completion, we manage lender communication, chase documents, and keep you posted at each stage.
CeMAP Qualified • 10+ Years Experience In Financial Services
Most lenders offer 4-5.5x your annual income. With Edinburgh's average house price around £330,000 (2025/26), a household income of £60,000 could typically borrow £270,000-£330,000. I can run a detailed affordability assessment for free during your consultation.
There’s no charge for an initial enquiry. If you choose to proceed, a fee may apply once we’ve completed our research and are ready to submit a full mortgage application. Our typical fee for new clients is up to £500. The exact amount will always be confirmed in advance, and nothing is payable before a full application is submitted. See our Fees page for full details.
You can buy with as little as 5% deposit. For a £400,000 flat in Bruntsfield, that's £20,000. However, 10-15% unlocks significantly better rates and more lender choice. We'll help you understand your options based on your savings.
.svg)
Independent whole of market mortgage brokers serving Edinburgh, Bristol, London and the whole UK.